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Keep Your Eye on the Health Care Ball
Regardless of current House and Senate actions on the federal budget and health care, the Patient Protection and Affordable Care Act (ACA) is scheduled to go into effect Jan. 1, 2014.
With so much news/information/confusion about the new upcoming health care law, let’s focus on a few issues that you need to know now:
If you’re an employer (regardless of how many you employ or whether you offer health insurance or not) by Oct. 1, 2013, you must provide each of your employees a notice of the existence of the “Marketplace” (more commonly known as the Exchange).
Please refer to the links below to download model notices you can use:
Employers – with health care plans click here.
Employers – without health care plans click here.
The “Marketplace” is the government service that will serve as the center of information for researching and buying health insurance. The website is live now, and PHCC encourages all members to review the information offered on the website (there is also a section on the site for what small businesses need to know).
The Administration has delayed for one year the imposition of penalties to large employers (50 or more employees) if they don’t offer health care insurance to their employees. However, the individual mandate and penalties are still in effect.
For a list of frequently asked questions, click here.